Fast, easy personal loans. Your money, your way.

You can apply for a dosh Personal Loan by clicking 'Apply now' above or from your dosh app by opening your account and tapping on the + next to your account. Simply follow the quick application process and our team will be in contact with you with next steps.
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To apply for a dosh personal loan, you need:
•  To be aged 18years or over
•  To be a NZ citizen or a permanent resident of NZ
•  A valid NZ driver’s license or passport (NZ or overseas)
•  Proof of income and expenses via bank statements (we’ll ask for this after you have submitted your application)
•  Have an active dosh account to receive your loan and make repayments

A dosh Personal Loan is unsecured. Meaning the loan issuer doesn’t take security against any of your assets to provide you with the loan. This differs from a secured loan such as a home loan, where your home is used as security in the case that you don't pay of the loan.

A dosh Personal Loan can be used for a variety of reasons, such as to cover an unexpected expense or to consolidate your debt.

Borrowing money can be a significant financial decision, so it’s important to do your research to help make the decision that’s right for you. Depending on what your need is and your financial situation, a loan may not always be the best solution. Before we provide you with a dosh Personal Loan, we are required to make sure you can manage repayments without getting into financial hardship.