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with Dosh

Exclusive Deals

Dosh Deals

Earn extra cashback from your favourite retailers.

Head to the Deals tab on your Dosh app and select your chosen deal
Shop online through the link in the deal and pay with your Dosh Visa Debit Card
Your cashback will be paid out once the cashback terms are met

Current Deals

Check out our current deals on offer and click the image to access the deal! Make sure to use your Dosh Visa Debit Card at checkout to redeem the deal and check the T&C's in the Dosh app before you make your purchase.

Get rewarded

Earn Doshback Rewards

Spend with your Dosh Visa Debit Card and earn 1% cashback on all eligible purchases. Cashback will be automatically paid into your Dosh account on the 3rd day of every month. No airy fairy points, just dollars!

Frequently asked questions

How much will Dosh cost?

There is no cost to open a Dosh account, to make payments to other Dosh users, or to receive payments. There are no fees to transfer money from your Dosh mobile wallet to a nominated bank account. There is a Windcave  fee of $0.70 to add money to your account via Windcave. Adding money to your account via bank transfer is completely free. Please see our T&Cs for more information.

How is Dosh better than the way I currently pay or receive money?

Have you tried to pay someone via bank transfer recently? You need to set up a new payee within your online bank account, type in their 16-digit bank account number, add particulars, reference and code, and the money won’t show through to your account instantly. Unfortunately, the only way to instantly pay someone in New Zealand is with cash or bank cheque. That all changed when Dosh launched in 2021. With Dosh, payments are made instantly 24/7 from anywhere. You can pay to any mobile number in your phone contacts list – Dosh user or not, or simply generate a QR Code to share and be scanned.

Is Dosh cryptocurrency?

No, Dosh is not cryptocurrency. Dosh is NZ dollars transferred from your bank account and accessed from your Dosh wallet (the Dosh app on your smartphone). All monies are held securely in a trust account at a New Zealand bank. Dosh is a registered financial services provider.

Can I only pay or request money from other Dosh users?

No. You can pay anyone from your phone contacts list, not just Dosh users. Open your Dosh app, select Pay & Request – Pay To My Contacts. Find the contact you want to pay/request to pay from, enter the amount and hit Next. Check your payment details are correct, then tap Confirm. If your contact does not have Dosh, we send an SMS to the recipient with your referral code, and when they open a Dosh account your payment is waiting for them. If they use your referral code at sign-up, you will receive a $5 referral bonus. Every payment or request for payment (request to pay) to a new Dosh user will earn you $5, as long as they use your referral code. What happens if they don’t download the app? New Dosh users have seven days from receiving the SMS to download Dosh and receive your payment. A reminder SMS is sent on Day six; and on Day seven if they still haven’t downloaded the app, your payment will be reversed to your Dosh account.

Get the Dosh app

Join our network of thousands of clever Kiwis spending, saving and borrowing in Dosh. Get Dosh today.

Download the app
2 minute account set up
Start managing!