Strive savings account

Strive towards
your savings goals,
earn 4.80% p.a.

Unlock the power of simple savings with our hassle-free savings account. Enjoy zero fees and unlimited withdrawals.
* Interest rate subject to change.
Get saving now

Zero restrictions

Earn a competitive interest rate on your savings for growing your savings balance month on month.  Minus the complicated withdrawal restrictions and fees.

Earn Interest

Reach your money goals with 4.80%* interest p.a.

Earn interest with a flat interest rate, no matter your balance.  You're in control of your savings.

* Interest rate subject to change.

Set and track your goals

Set a savings goal on your  Strive to stay motivated and reach your goals. We’ll do the hard part and track your progress that you can check anytime, anywhere.

Funds held on trust with an AA- rated NZ registered bank

Funds  in your Dosh account are securely held on trust with an AA- rated NZ registered bank. So, you can save with confidence and earn an epic interest rate to help you reach your goals.

Get started now


We understand life happens unexpectedly and sometimes you need to dip into your savings. Dosh Strives allow for unlimited withdrawals and can be transferred instantly into your Everyday account, ready to be spent.

Open Strives Instantly

Instantly open a Strive savings account from your Dosh app and start saving right away. Yes, it really is that easy…
You can  have multiple Strive accounts for every money goal you're saving towards.

Open a savings account now

Frequently asked questions

What is the difference between Strives and Stashes?

Think of Strives and Stashes as the ultimate money management team. Stashes are perfect for stashing money aside for your regular expenses and help you with your day-to-day money management.

While Strives are here to help you with your longer term financial goals. Whether you’re saving for a new car, a big holiday or home deposit, Strives are great to earn interest monthly and reward yourself with interest for getting closer to your goals.

Can I take money out of my Strives?

Yes, you are free to move money in and out of your Strive account. There is no limit on how many withdrawals you can make and there are no penalties for taking money out of your Strive account.

How does interest work?

With a Dosh Strive account, you will automatically earn the interest rate on your Strive savings account balance .

Get the Dosh app

Join our network of thousands of clever Kiwis spending, saving and borrowing in Dosh. Get Dosh today.

Download the app
2 minute account set up
Start managing!