Dosh Strive savings account

Strive towards
your savings goals

Unlock the power of simple savings with our hassle-free savings account and earn a bonus interest rate of 5.00*% p.a. for the month of May
*Special bonus interest rate is for the month of May 2024 only. Interest rate subject to change and bonus interest eligibility applies.

Earn Interest

Reach your money goals with 5.00%* interest p.a.

Earn bonus interest by growing your balance or simply setting and forgetting, you're in control of your savings.

Set and track your goals

Set a savings goal on your  Strive to stay motivated and reach your goals. We’ll do the hard part and track your progress that you can check anytime, anywhere.

Funds held on trust with a registered bank

Funds  in your Dosh account are securely held on trust with a registered bank. So, you can save with confidence and earn an epic interest rate to help you reach your goals.

Zero restrictions

Earn a competitive interest rate on your savings for growing your savings balance month on month.  Minus the complicated withdrawal restrictions and fees.


We understand life happens unexpectedly and sometimes you need to dip into your savings. Dosh Strives allow for unlimited withdrawals. Simply make sure your balance isn't lower than the month prior to earn the bonus interest rate.

Open Strives Instantly

Instantly open a Strive account from your Dosh app and start saving right away. Yes, it really is that easy…
You can  have multiple Strive accounts for every money goal you're saving towards.

Frequently asked questions

What is the difference between Strives and Stashes?

Think of Strives and Stashes as the ultimate money management team. Stashes are perfect for stashing money aside for your regular expenses and help you with your day-to-day money management.

While Strives are here to help you with your longer term financial goals. Whether you’re saving for a new car, a big holiday or home deposit, Strives are great to earn interest monthly and reward yourself with bonus interest for getting closer to your goals.

Can I take money out of my Strives?

Yes, you are free to move money in and out of your Strive account. There is no limit on how many withdrawals you can make and there are no penalties for taking money out of your Strive account. In order to receive the bonus interest rate each month, you just need to ensure that your balance at the end of the month is equal to or higher than the last day of the month prior.

How does interest work?

With a Dosh Strive account, you can earn the total bonus interest rate if you grow your Strive balance month on month. Head here for the bonus interest rate criteria. If you do not meet the criteria for the bonus interest rate, you'll receive the standard interest rate.

Get the Dosh app

Join our network of thousands of clever Kiwis spending, saving and borrowing in Dosh. Get Dosh today.

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Start managing!