banking made freak'n easy.
*Dosh is not a registered bank, yet. However, your funds are held at a NZ registered bank.
Strives
Save towards your goals & earn interest
Earn 4.10%* p.a. interest with a hassle-free Strive savings account. Set a goal and track your progress.
Borrow
Fast easy personal loans. Your money, your way.
Apply for a dosh Personal loan for up to $75,000 with a loan term of up to 7 years.
Stashes
Want to level up your money game?
Easily and safely put aside money with Stashes.
Cashback
Earn cashback when you spend with the dosh card
Earn 1% cashback on your first $1,000 eligible spend per month, made with your dosh card. Get access to exclusive cashback rewards when you spend with your card at some of your favourite brands.
See cashback T&C's here
Get paid instantly
Still waiting to be paid back for last night's pizza?
Send a payment request straight from your app to a mobile number via dosh's Request to Pay and get paid back on the spot. See who owes you money and be instantly notified when they pay you back.
dosh card
Your money at your fingertips
The dosh card unlocks a whole new way for you to get the most out of every dollar. Spend from the card, split via the app. What’s more, you may be rewarded with great cashback offers
Split payments
Flat bills to sort?
Split your flat bills instantly.
Secure with dosh
Fast, simple safe payments
dosh is built using the most recent Java and Java Script technologies and is tested against all the best practices recommended by OWASP.
The platform and its operation are compliant with the GSMA Mobile Money assessment framework to ensure the security and the integrity of each account and transaction.