Pay anyone, anywhere instantly

Pay and get paid, 24/7. Spend then split, and get access to cashback rewards from your favourite brands.  
As featured in

Get paid instantly

Still waiting to be paid back for last night's pizza?

Send a payment request straight from your app to a mobile number and get paid back on the spot. See who owes you money and be instantly notified when they pay you back.

Dosh Card

Your money at your fingertips

The Dosh Debit Card unlocks a whole new way for you to get the most out of every dollar. Spend from the card, split via the app. What’s more, you may be rewarded with great cashback offers when you purchase using your Dosh Card.

Spend with your Dosh Card where Visa is accepted
Lock your card instantly
Set card limits


Earn cashback when you spend with the Dosh Card

Get access to exclusive cashback rewards when you spend with the Dosh Debit Card at some of your favourite brands.

Split payments

Flat bills to sort?

Split your flat bills instantly.

Add your Dosh Card to utility accounts and pay with Dosh
Tap on the transaction in your Dosh app
Split the bill between flatmates on the spot

Pay instantly with QR codes

Tired of long bank account numbers?

Your Dosh account is linked to your mobile phone number so paying friends is easy and instant, 24/7. Just add money to your account and you’re all set.

Your money is protected
The funds in your Dosh account are securely held under trust at a registered NZ bank.
Dedicated customer support
Our team of specialists are here to support you at the touch of a button in-app. No need to wait on hold in a phone queue.
World class security systems
The Dosh app has multiple security and safety measures to protect your money and privacy.
Card security
Temporarily lock and unlock, set limits and be instantly notified of any purchases.

Secure with Dosh

Fast, simple safe payments

Dosh is built using the most recent Java and Java Script technologies and is tested against all the best practices recommended by OWASP.

The platform and its operation are compliant with the GSMA Mobile Money assessment framework to ensure the security and the integrity of each account and transaction.

Dosh for Business

Transform your business with Dosh

Accept instant, secure payments via QR code at a fraction of the cost.

Turn your mobile device into a payments terminal for free
1.5% maximum daily merchant fee
Contactless scan to pay via QR code

Get the Dosh app

Join our network of thousands of clever Kiwis paying and getting paid instantly. Get Dosh, now with Visa, today.

Download the app
2 minute account set up
Start transacting!