banking made freak'n easy.
*Dosh is not a registered bank, yet. However, your funds are held at a NZ registered bank.
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Dosh home loans
Freak'n great home loan rates
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Switch your existing home loan or unlock the key to your new home with dosh home loans.
Strives
Save towards your goals & earn interest
Earn 3.35%* p.a. interest with a hassle-free Strive savings account. Set a goal and track your progress.
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Cashback
Earn cashback when you spend with the dosh Visa debit card
Earn 1% cashback on your first $1,000 eligible spend per month, made with your dosh Visa debit card. Get access to exclusive cashback rewards when you spend with your card at some of your favourite brands.
See cashback T&C's here
Dosh Visa debit card
Apple Pay is here
Now with Apple Pay. The dosh Visa debit card unlocks a new way for you to get the most out of every dollar. Spend from the card, split via the app.
Dosh made the process of refixing my home loan super easy and stress-free. I love the dosh streak that pays me annual cashback for my home loan!
- B Hansan
I'm loving this app. Love starting to not live pay check to paycheck with us having stashes. I have about 20 stashes. Most have one weeks worth of stashed funds. Where has this been?
- Google Play Store review
Great way to manage bills. Helped me with getting a quick overview of what’s budgeted and managed to keep it within budget 90% of the time. Love the cashback!
- App Store review
Most valuable debit card you can get! Me and my partner both have a card and we put all of our transactions through this card that we can in order to get points in discounts, especially with the promotions that run every month which really encourage us to use the card and get the most value out of it. The app has got to be the easiest banking app.
- App Store review
I'm loving this app. Love starting to not live pay check to paycheck with us having stashes. I have about 20 stashes. Most have one weeks worth of stashed funds. Where has this been?
- Google Play Store review
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Stashes
Want to level up your money game?
Easily and safely put aside money with Stashes.
Borrow
Fast easy personal loans. Your money, your way.
Get paid instantly
Still waiting to be paid back for last night's pizza?
Send a payment request straight from your app to a mobile number via dosh's Request to Pay and get paid back on the spot. See who owes you money and be instantly notified when they pay you back.
Dosh Visa debit card
Your money at your fingertips
The dosh card unlocks a whole new way for you to get the most out of every dollar. Spend from the card, split via the app. What’s more, you may be rewarded with great cashback offers
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Split payments
Flat bills to sort?
Split your flat bills instantly.
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Secure with dosh
Fast, simple safe payments
Dosh is built using the most recent Java and Java Script technologies and is tested against all the best practices recommended by OWASP.
The platform and its operation are compliant with the GSMA Mobile Money assessment framework to ensure the security and the integrity of each account and transaction.
Get the dosh app
Join our network of thousands of clever Kiwis spending, saving and borrowing in dosh. Get dosh today.
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Stay in the loop
Subscribe to our newsletter and stay up to date with the latest dosh news, feature updates and exclusive insights.
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Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801).
Dosh is not a registered bank. However, your funds are held at a NZ registered bank.
Dosh does not provide any financial advice or recommendations. Any information we make available to you
does not take into account your particular investment objectives, financial situation, or investment needs. None of the information we provide can be taken as investment, financial, or tax advice. If you are unsure whether or not a particular Dosh offer is right for you, you should get advice from a financial adviser.