Why dosh?

Get more money in
your back pocket

Join our mission to bring the worlds best digital solutions to New Zealand, to improve the financial wellbeing of Kiwis.

Earn up to $10 cashback every month just for using your free dosh Visa debit card. Learn more about the dosh card

Leading on call savings rate of 3.10%* p.a. that pays you more than the main banks do today. Start saving today

Great home loan rates with annual Streak cashback earned just for keeping your loan with dosh. See today's rate and learn more about dosh home loans

*Interest rate is subject to change.

Dosh customer funds are held on bare trusts by dosh with major registered banks in New Zealand.

From 1 July 2025, customer funds held on trust with dosh are covered by the Deposit Compensation Scheme up to $100,000.

This includes funds held in your dosh Everyday, Stash, and Strive on call savings accounts.

Manage your budgets with easy to open Stash accounts

Split bills, send and request money from friends

Apply for a home loan in minutes

7 day in-app chat and customer support

Keeping your
money safe

All customer money is held at a registered bank in New Zealand.

Card security and controls

Receive notifications when your dosh Visa debit card makes a transaction or declines.

Enhanced security systems

Extra security for reduced risk from many scams and fraud.

Partnerships with leading providers

Dosh partners with Westpac NZ, Visa and Avanti Finance to bring you the best solutions.