Why dosh?

Join our mission to bring the worlds best digital solutions to New Zealand, to improve the financial wellbeing of Kiwis.

More money in your back pocket

Earn up to $10 cashback every month just for using your free dosh Visa debit card. Learn more about the dosh card
Leading on call savings rate of 3.35%* p.a. that pays you more than the main banks do today. Start saving today
Great home loan rates with annual Streak cashback earned just for keeping your loan with dosh. See today's rate and learn more about dosh home loans
*Interest rate is subject to change.

Save time with easy finances

Manage your budgets with easy to open Stash accounts
Split bills, send and request money from friends
Apply for a home loan in minutes
7 day in-app chat and customer support
Keeping your
money safe
All customer money is held at a registered bank in New Zealand.
Card security and controls
Receive notifications when your dosh Visa debit card makes a transaction or declines.
Enhanced security systems
Extra security for reduced risk from many scams and fraud.
Partnerships with leading providers
Dosh partners with Westpac NZ, Visa and Avanti Finance to bring you the best solutions.

Get the dosh app

Join our network of thousands of clever Kiwis spending, saving and borrowing in dosh. Get dosh today.

Download the app
2 minute account set up
Start managing!
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Dosh is a brand of MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), and a registered financial services provider (FSP1000801).
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Dosh is not a registered bank. However, your funds are held at a NZ registered bank.
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Dosh does not provide any financial advice or recommendations. Any information we make available to you
does not take into account your particular investment objectives, financial situation, or investment needs. None of the information we provide can be taken as investment, financial, or tax advice. If you are unsure whether or not a particular Dosh offer is right for you, you should get advice from a financial adviser.
© 2025 MCA Investments Limited.