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Home loans

Today's advertised home loan interest rates

Home loan interest rates are a key part of your mortgage. Fixed or floating, one-year vs five-year, the rate you end up with shapes your monthly repayments and the total cost of your loan. This page shows you how it all stacks up. 

Scroll down to find our latest advertised mortgage rates and our repayments calculator to help you understand what you could be paying on your home loan through dosh.

We can often negotiate better home loan rates for you than those advertised. Book a free, no-obligation chat with a mortgage adviser to talk through your options.

Term
Bank
Rate p.a.
Fixed rates
6 months
Westpac
4.69%
1 year
Westpac
4.79%
18 months
Westpac
5.09%
2 years
Westpac
5.19%
3 years
Westpac
5.29%
4 years
Westpac
5.39%
5 years
Westpac
5.49%
Floating rate
Floating
Westpac
5.89%

Advertised interest rates require a minimum of 20% equity and are subject to change without notice. Rates are indicative only and may vary based on individual circumstances. Terms, conditions, and lending criteria apply

What could your repayments be?

Get an indicative picture of your repayments. Our advisers will fine-tune this with real lender rates.

Loan amount

$
$100k$2M

Loan term 25 Years

5 Years30 Years
Interest rate View all rates →

Monthly repayment

$0

at 4.79% p.a.

Weekly repayment

$0

at 4.79% p.a.

Rates displayed are for informational purposes only, require a minimum of 20% equity, and are subject to change. The information provided does not constitute financial advice. We recommend seeking advice from a dosh mortgage advisor before taking out a home loan. Lending criteria, terms, and conditions apply to all home loans through dosh.

Check our latest guide on mortgage rates

Deciding on your home loan interest rate and term can be a daunting task. In our latest guide on mortgage rates, we walk you through what's been happening in the market lately and how that can help influence your decision.

Want to chat it through with one of our home loan advisers? Book a free, no-obligation chat or call 0800 367 469.

Interest rate guide

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