Home Loan referral programme Promotion - Terms and Conditions
What is the Promotion about?
We are rewarding you to share dosh home loans with your mates.
This Promotion (the “Promotion”) allows dosh home loans customers and the referee to earn a referral reward (the “Reward”). It's easy: refer your friends to apply and settle a dosh home loan, both of you will each receive the reward of $300 in your dosh account. You will only be paid the Reward if you, and the people you refer, meet the criteria in these terms and conditions, so please keep reading to find out how the Promotion works.
This Promotion runs from 1 May 2025 9:00 AM NZT until 31 December 2025 11:59 PMNZT. We call this the “Promotion Period”.
You, and the people you refer, must meet all the criteria during the Promotion Period. If you or they do not, or if you or they partially meet a criteria during the Promotion Period, you will not receive a Reward.
Who is eligible for the Promotion?
Anyone who has received an invitation to the Promotion directly from dosh and has a settled dosh home loan are eligible. If you have not received a dosh home loan referral directly from an eligible dosh user or dosh, you are not eligible.
This offer is only valid for existing dosh home loan customers and cannot be transferred.
What do you need to do to earn the Reward?
To earn a Referral Bonus, you must be a registered dosh user and hold a dosh home loan account, invite a friend to apply for a dosh home loan with dosh copied, and ensure that your friend does the things we set out below.
Invite your friends by forwarding the referral email you receive and copy contact@dosh.nz in the email so we can track your referral. Your referee can apply for a home loan at https://www.dosh.nz/dosh-home-loans or from the dosh app. When your referee settles a home loan with dosh, we will notify you of a successful referral and pay $300 in NZD to both your dosh account and the referee’s dosh account.
The maximum number of people you can refer is unlimited.
What does the person you refer need to do for you to earn the Reward?
For you to be eligible for your Reward, your referee must be eligible for this Promotion.
This means that: They must apply for a dosh home loan, sign up for a dosh account and settle on their first dosh home loan.
The referee's loan must have a minimum value of $200,000.
What other legal information should I know?
We may, at our sole discretion, suspend, terminate or change these terms and conditions without notice.
These terms are published in English. This means only the English version can be used in legal proceedings.
The Reward will be paid to the referrer’s and referee’s main dosh account balance.
Rewards will be paid within 3 working days after referee’s home loan has settled.
To be eligible for a Reward, you must comply with these terms and conditions and all other terms and conditions that apply to your account.
If we believe that you have engaged in any fraud or material abuse of this Promotion, we may in our sole discretion take any actions we see fit in the circumstances. (For example, it would be a material abuse of this Promotion to orchestrate a campaign to profiteer from this Promotion in a way that does not result ingenuine and unique new sign-ups to dosh, and we may close your account and reverse any Rewards if you do this.)
These Promotion terms and conditions are an agreement between you and the MCA Investments Ltd company which provides you with your account. If you have any questions or complaints about this Promotion, you should contact dosh atcontact@dosh.nz.
If you are a customer of dosh, this Promotion is governed by English law and the courts of New Zealand have exclusive jurisdiction to determine any dispute relating to it.
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