join dosh and get $20 to kickstart your savings.

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Get $20 with a new dosh account - Terms and Conditions 
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What is the Promotion about? 
We are rewarding you to join dosh and open a Strive savings account. 

This Promotion (the “Promotion”) allows new dosh customers to earn a savings bonus(the “Reward”). It's easy: if you open a new dosh account within the promotion period, open a strive savings account, deposit at least $20 into your strive savings account and keep your deposit in your account for the promotion period, you get paid a $20 reward. You will only be paid the Reward if you meet the criteria in these terms and conditions, so please keep reading to find out how the Promotion works. This Promotion runs from 1 July 2025 1:00 AM NZT until 31 July 2025 11:59 PM NZT. We call this the “Promotion Period”. 

You must meet all the criteria during the Promotion Period. If you do not, or if you partially meet a criteria during the Promotion Period, you will not receive a Reward. 
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Who is eligible for the Promotion? 
Anyone who does not have an active dosh account or has not previously held a dosh account is eligible. If you currently have an existing dosh account or have previously held a dosh account, you are not eligible.
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‍What do you need to do to earn the Reward? 
‍To earn a savings bonus, you must open a new dosh account and do the things we set out below.
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Open a new dosh account, open a strive savings account in your dosh app and deposit at least $20 into your strive savings account. You will receive the reward at the end of the promotion period, as long as you have not withdrawn your funds from your strive account.
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As long as you are aged 13 or over, have a valid NZ Driver’s License or Passport and an NZ mobile phone number, you can join Dosh. An individual can only open one dosh account. The maximum reward you can receive is to the value of $20. It will be paid in NZD$ into your dosh Strive savings account within 3 working days after the end of the promotion period. Customers who open an account, close it and attempt to re-open within the space of one month will have their dosh account temporarily suspended pending investigation.
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‍What other legal information should I know? 
We may, at our sole discretion, suspend, terminate or change these terms and conditions without notice. These terms are published in English. This means only the English version can be used in legal proceedings. The Reward will be paid to your strive savings account balance. Rewards will be paid within 3 working days after the end of the Promotion Period. To be eligible for a Reward, you must comply with these terms and conditions and all other terms and conditions that apply to your account. If we believe that you have engaged in any fraud or material abuse of this Promotion we may in our sole discretion take any actions we see fit in the circumstances. (For example, it would be a material abuse of this Promotion to orchestrate a campaign to profiteer from this Promotion in a way that does not result in genuine and unique new sign-ups to Dosh, and we may close your account and reverse any Rewards if you do this.) These Promotion terms and conditions are an agreement between you and the MCA Investments Ltd company which provides you with your account. If you have any questions or complaints about this Promotion, you should contact Dosh at contact@dosh.nz. If you are a customer of Dosh, this Promotion is governed by English law and the courts of New Zealand have exclusive jurisdiction to determine any dispute relating to it.