Strive savings account
Dosh customer funds are held on bare trusts by dosh with major registered banks in New Zealand. From 1 July 2025, customer funds held on trust with dosh are covered by the Deposit Compensation Scheme up to $100,000. This includes funds held in your dosh Everyday, Stash, and Strive on call savings accounts.
Earn Interest
Earn interest with a flat interest rate, no matter your balance. You're in control of your savings.
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Earn a competitive interest rate on your savings balance every month. Minus the complicated withdrawal restrictions and fees.
Set a savings goal on your Strive to stay motivated and reach your goals. We’ll do the hard part and track your progress that you can check anytime, anywhere.
We understand life happens unexpectedly and sometimes you need to dip into your savings. dosh Strives allow for unlimited withdrawals and can be transferred instantly into your Everyday account, ready to be spent.
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Instantly open a Strive savings account from your dosh app and start saving right away. Yes, it really is that easy…
You can have multiple Strive accounts for every money goal you're saving towards.
The DCS covers you up to $100,000 if a licensed deposit taker fails, when your money is held in DCS-protected accounts. Live from 1 July 2025, the scheme gives depositors confidence that their money is protected, adding to the stability of New Zealand’s financial system. The DCS is a government scheme that is funded by deposit takers and administered by the Reserve Bank of New Zealand – Te Pūtea Matua. See www.dosh.nz/deposit-compensation-scheme for more information.
Think of Strives and Stashes as the ultimate money management team. Stashes are perfect for stashing money aside for your regular expenses and help you with your day-to-day money management.
While Strives are here to help you with your longer term financial goals. Whether you’re saving for a new car, a big holiday or home deposit, Strives are great to earn interest monthly and reward yourself with interest for getting closer to your goals.
Yes, you are free to move money in and out of your Strive account. There is no limit on how many withdrawals you can make and there are no penalties for taking money out of your Strive account.
With a dosh Strive account, you will automatically earn the interest rate on your Strive savings account balance.
Join our network of thousands of clever Kiwis spending, saving and borrowing in dosh. Get dosh today.
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