Dosh and One NZ


Earn 1% back in Phone Dollars on your eligible everyday spend. Plus get $1,700 Phone Dollars when you settle a home loan through dosh.
As you earn Phone Dollars with dosh, your earnings are automatically applied to your One Wallet balance.
Use your Phone Dollars to get a new interest-free phone, with an eligible One NZ Pay Monthly Plan.
If you’re not a One NZ customer currently, you can still earn Phone Dollars that can be used towards your next phone upgrade, faster.
Anyone with a dosh account will be able to access their One Wallet in their dosh app and start earning Phone Dollars.
Every Phone Dollar equals one real dollar off the price of a new interest-free phone with One NZ. Use your Phone Dollar balance on any new phone $199+ on a 24 or 36 month interest-free term, with an eligible One NZ Pay Monthly plan. You’ll need a minimum $99 deposit, which you could pay with the trade-in value of your old phone, and there’s a minimum $1 payment required over your term. Phone Dollars can’t be exchanged for cash.
For more detail see one.nz/one-wallet
You can use your Phone Dollars in any One NZ store when upgrading your phone.
See One NZ stores here one.nz/help/store-locations/
When you spend with the One NZ dosh card, your Phone Dollars will be paid into your One Wallet on or before the seventh business day of each calendar month, for your spend in the month prior.
You’ll receive $1,700 Phone Dollars on settlement of your home loan through dosh (of $300,000 or more and minimum 1 year fixed term applies), which may take a day or two to appear in your balance.
Yes, all dosh customers who use their dosh card, no matter the design, will be eligible to earn Phone Dollars.
If you have an old dosh card and would like the new One NZ dosh card design, you’ll need to order a replacement card from the dosh app for $15.
Yes, it is free to order your One NZ dosh card. There are also no annual fees with your One NZ dosh card.
The Phone Dollar balance in the dosh app only shows your earned balance and excludes your phone trade-in estimate and any device offers you may have. Visit whatsinmywallet.one.nz to see your full balance and your offers.
For any queries about the Phone Dollars you’ve received by using dosh, please contact our support team via contact@dosh.nz.
For any queries about using Phone Dollars, joining One NZ, how to upgrade your phone, other ways you can increase your One Wallet outside of dosh, etc. Please contact One NZ one.nz/help/
You can still use One Wallet and earn Phone Dollars with dosh. Phone Dollars can only be redeemed if you are the account holder, in this instance if you want to redeem Phone Dollars earned, then you can gift these Phone Dollars to a nominated mobile number or set up a new personal mobile account.