Dosh and One NZ

Earn Phone Dollars towards your next phone

Dosh and One NZ have teamed up so you can earn Phone Dollars with dosh. Every Phone Dollar equals one real dollar off the price of a new interest-free phone with One NZ.
Use Phone Dollars towards interest-free phones, with Pay Monthly plan and min $99 deposit. Eligibility criteria and terms apply, see one.nz/one-wallet.

Ways to earn Phone Dollars with dosh

Tap your One NZ dosh card and earn 1% of the transaction back in Phone Dollars*
Take out a home loan through dosh and get $1,700 Phone Dollars on settlement* Chat to a lending specialist to find out more
Get $50 Phone Dollars when you first use your card
*T&C's, eligibility criteria and minimum home loan value of $300k and minimum 1 year fixed term applies.
Explore your One Wallet

How it works

Frequently asked questions

I’m not a One NZ customer, why would I want Phone Dollars?

If you’re not a One NZ customer currently, you can still earn Phone Dollars that can be used towards your next phone upgrade, faster.

Anyone with a dosh account will be able to access their One Wallet in their dosh app and start earning Phone Dollars.

What can I spend my Phone Dollars on?

Every Phone Dollar equals one real dollar off the price of a new interest-free phone with One NZ. Use your Phone Dollar balance on any new phone $199+ on a 24 or 36 month interest-free term, with an eligible One NZ Pay Monthly plan. You’ll need a minimum $99 deposit, which you could pay with the trade-in value of your old phone, and there’s a minimum $1 payment required over your term. Phone Dollars can’t be exchanged for cash.

For more detail see one.nz/one-wallet

How do I use my Phone Dollars?

You can use your Phone Dollars in any One NZ store when upgrading your phone.
See One NZ stores here one.nz/help/store-locations/

When will I get paid my Phone Dollars?

When you spend with the One NZ dosh card, your Phone Dollars will be paid into your One Wallet on or before the seventh business day of each calendar month, for your spend in the month prior.

You’ll receive $1,700 Phone Dollars on settlement of your home loan through dosh (of $300,000 or more and minimum 1 year fixed term applies), which may take a day or two to appear in your balance.

I have an old dosh card design, will I still earn Phone Dollars?

Yes, all dosh customers who use their dosh card, no matter the design, will be eligible to earn Phone Dollars.

If you have an old dosh card and would like the new One NZ dosh card design, you’ll need to order a replacement card from the dosh app for $15.

Is the One NZ dosh Visa debit card free to order?

Yes, it is free to order your One NZ dosh card. There are also no annual fees with your One NZ dosh card.

Why is my One Wallet balance different in the dosh app to Whatsinmywallet.one.nz?

The Phone Dollar balance in the dosh app only shows your earned balance and excludes your phone trade-in estimate and any device offers you may have. Visit whatsinmywallet.one.nz to see your full balance and your offers.

I have questions about my One Wallet, who should I contact?

For any queries about the Phone Dollars you’ve received by using dosh, please contact our support team via contact@dosh.nz.

For any queries about using Phone Dollars, joining One NZ, how to upgrade your phone, other ways you can increase your One Wallet outside of dosh, etc. Please contact One NZ one.nz/help/

My phone number is managed by my employer, can I still use One Wallet?

You can still use One Wallet and earn Phone Dollars with dosh. Phone Dollars can only be redeemed if you are the account holder, in this instance if you want to redeem Phone Dollars earned, then you can gift these Phone Dollars to a nominated mobile number or set up a new personal mobile account.

What are the Terms and Conditions?

For Phone Dollar rewards earned with dosh, see the full T&C's here.

For the One NZ One Wallet terms, please see here.

Dosh Home Loans are approved, issued and managed by Westpac New Zealand Limited (“Westpac”) and promoted by Dosh. Lending and eligibility criteria and terms and conditions apply.

The Phone Dollars reward is provided exclusively by One NZ and  are in no way linked to Westpac New Zealand Limited, who hold no liability based on the information displayed or in relation to Phone Dollars payments.

Dosh home loan reward offer has a minimum loan size of $300,000, minimum 1 year fixed term and eligibility criteria and T&Cs apply.

Use Phone Dollars towards interest-free phones, with Pay Monthly plan & min $99 deposit. Max balance of $4,999 Phone Dollars. Eligibility criteria & terms apply, see one.nz/one-wallet